Quoting Private Flood Insurance Has Never Been Easier
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Attractive rates & higher limits
Simple, easy quotes
Instant issuance
Customizable coverages
Aon Edge Private Flood Insurance
Insureds today need options. Now, with Aon Edge's private flood insurance product options, you can custom-build coverage to address a range of individual needs.
Designed for both residential properties in higher-risk and coastal areas where mandatory flood insurance purchase requirements apply and residential properties in lower-risk, non-mandatory flood zones.**
Attractive features such as a streamlined underwriting process, immediate binding, and coverage availability in mandatory and non-mandatory flood zones are just a few of the reasons why agents recommend Aon Edge private flood insurance.
To find out more, visit aonedge.com
Client Testimonials
Great service, attitudes, and a pleasure to work with. We don't find this much in our industry. Thank you both and Aon Edge. I look forward to writing more business.
…all the customer services specialists at Aon Edge have been wonderful to work with.
I just wanted to let you know how happy I am with your company!...incredibly nice, friendly, helpful and wonderful to work with. I really, really appreciate all of the support I've received!
Everyone that has helped me at Aon has been amazing from Kyla, Lori, Bea and now Christy. You all have a great staff that makes my day and helps me out patiently when I call.
FAQ's
Property Owners - Have your agent or broker contact us.
* EZ Flood is designed for single family residential homes – no waiting period when purchased in advance of a loan closing transaction. Insured should confirm with the lender prior to canceling an NFIP policy and/or in advance of a loan closing transaction.
** Geographic limitations may apply.
Aon Edge Insurance Agency, Inc. is a licensed producer in all states. (TX Lic# 1339727) (CA Lic# 0E67797); Insurmark is a division of Financial & Professional Risk Solutions, Inc.
EZ Flood is available in all states except Alaska, DC, Hawaii, and Kentucky.
EZ Flood is available in any “A” flood zone and select B, C, V and X flood zones.
Yes. EZ Flood satisfies the federal rule effective July 1, 2019, requiring federally regulated lenders accept private flood insurance that meets the Biggert-Waters Flood Insurance Act of 2012 definition of private flood insurance.
- Obtain a quote without an elevation certificate and without providing property photographs
- Coverage limits exceed the coverage limits offered by the NFIP
- In some instances, coverage may be effective immediately
- Underwriting requires responses to only a handful of questions to prepare a premium indication
- EZ Flood is not subject to federal surcharges or reserve fund assessments, and may be less expensive to purchase than NFIP flood insurance
- Optional coverages available: Loss of use pays up to $250 per day, not to exceed $5,000 per occurrence for additional living expenses and $500 food spoilage coverage. $1,000 swimming pool clean-up protection.
Please feel free to contact us for specifics on your situation.
$1,250,000 maximum coverage on the structure; $875,000 maximum coverage on contents.
EZ Flood mirrors many of the non-renewal, cancellation scenarios of the NFIP. There may be instances where a policyholder is cancelled or non-renewed following a claim.
The EZ Flood coverage provisions mirror or exceed that of the NFIP product. For details on cancellations, please refer to the policy jacket under Certificate Provisions.
EZ Flood eligibility is based on property location and certain property characteristics. Eligibility varies by risk.